“Does your policy have a cash value? In some cash value policies, the values are low in the early years but build later on. In other policies the values build up gradually over the years. Most term policies have no cash value. Ask your insurance agent, financial advisor, or an insurance company representative for an illustration showing future values and benefits. “ – National Association of Insurance Commissioners (NAIC), Life Insurance Buyer’s Guide.
How do I evaluate the future of my Life Insurance Policy?
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How Do I Choose a Beneficiary for my Life Insurance Policy?I just bought my Life Insurance Policy, what do I do next?