“Before you buy a life insurance policy, be sure you can pay the premiums. Can you afford the initial premium? If the premium increases later, will you still be able to afford it? The premiums for many life insurance policies are sensitive to changes in the company’s investment earnings, claims costs, and other expenses. If those are worse than expected, you may have to pay a much higher premium. Ask what might be the highest premium you’d have to pay to keep your coverage.” – National Association of Insurance Commissioners (NAIC), Life Insurance Buyer’s Guide.
You can also use the “Life Insurance Needs Calculator” that can be found by clicking on this webpage :
https://www.shallhelp.com/life-insurance-needs-calculator/
After you use the “Life Insurance Needs Calculator “, you can then request for a Life Insurance Quote. Usually a Life Insurance Agent would ask how much can you budget for it per month, because premiums can be customized for “Face Value Amount” or “Premium Amount”.
Just fill out the form by clicking HERE so that we can schedule an interview and research the quotations for you and then submit the Application for an Life Insurance Policy Contract. The Insurance Company would know best whether to Accept or Decline the application. Most insurance premiums can be designed for affordability as well. The best insurance is the one that pays, because we have made the wise decision to put a policy in place for when that time comes that we leave our family members behind.